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State Farm® Insurance Agent Michael Lovchuk

Michael Lovchuk Ins Agcy Inc

3477 Hwy 77
Suite A
Panama City, FL 32405

Corner of Hwy 77 and Mosley Drive; behind Hardees

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Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call us 24 hours a day!


3477 Hwy 77
Suite A
Panama City, FL 32405


About Me

Welcome to the Michael Lovchuk State Farm Agency! We have served the Bay County areas with State Farm Insurance for over 25 years. We love helping our customers with all their insurance needs including the essentials of Auto, Homeowners, Life, and Rental & Condo Insurance.

Also ask us about Financial Services, ATV & Motorcycle, Boat, Health, Small Business Insurance and much more.

We are licensed to help customers living in Panama City and the Panhandle Florida Community. We serve customers all around Panama City including Lynn Haven, Callaway, Panama City Beach, Mexico Beach, Southport and many more areas in Bay County. If you are transferring from out of state to the Panhandle Florida area, give us a call!

We would love to help you see what State Farm has to offer, please give our friendly, dedicated and fun State Farm team a call today!

Here are some of my qualifications and how I support our Panhandle Florida Community:

  • Chartered Advisor for Senior Living

  • Chartered Property Casualty Underwriter

  • Obtained B.S. at University of Florida

  • Insurance Institute of America Assoc. in Claims

  • Bay Chamber of Commerce Member

  • Member of the National Association of Insurance and Financial Advisors

  • Rotary of Lynn Haven

  • Board Member Boys and Girls Club

  • Youth Soccer Coach

  • Ironman Triathlete

  • Million Dollar Roundtable Qualifier

  • Ambassador Travel Qualifier

  • Chairman's Circle Qualifier

  • SVP Club Qualifier

  • Crystal Excellence


Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Home Loans, Mutual Funds, Annuities

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Our agency is dedicated to being your first and preferred choice for asset coverage in Panama City, Lynn Haven, Callaway, and Panama City Beach! We focus on providing professional, individualized services. We have built our business relationships with integrity, excellence, and empathy. Come experience the 'Good Neighbor' difference here at Michael Lovchuk's office. We are eager to serve you for all of your Auto, Home, Commercial, Rental, Life, and Health insurance needs!

Alicia Whitehead

Office Manager


Pam Trotter

Life/Health Products Representative


Miranda Anderson


Nicole Griffin

Account Representative


Tiffany Wood

Account Representative


Elizabeth Burke


Lindsay Greer

Insurance Account Representative


Taylor Jenks

Staff Assistant


Kendall Keller

Marketing Coordinator