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Profile photo of a State Farm Agent named: Michael Lovchuk
State Farm® Insurance Agent

Michael Lovchuk

Michael Lovchuk Ins Agcy Inc

3477 Hwy 77
Suite A
Panama City, FL 32405

Corner of Hwy 77 and Mosley Drive; behind Hardees

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!


3477 Hwy 77
Suite A
Panama City, FL 32405



Welcome to the Michael Lovchuk State Farm Agency! We have served the Bay County areas with State Farm Insurance for over 25 years. We love helping our customers with all their insurance needs including the essentials of Auto, Homeowners, Life, and Rental & Condo Insurance, and much more.

Welcome June sunshine and summertime! We hope all of our customers and members throughout the community enjoy a fun filled Summer of '24!

We are licensed to help customers living in Panama City and the Panhandle Florida Community. We serve customers all around Panama City including Lynn Haven, Callaway, Panama City Beach, Mexico Beach, Southport and many more areas in Bay County. If you are transferring from out of state to the Panhandle Florida area, give us a call!

We would love to help you see what State Farm has to offer, please give our friendly, dedicated and fun State Farm team a call today!

Here are some of my qualifications and how I support our Panhandle Florida Community:

  • Chartered Advisor for Senior Living

  • Chartered Property Casualty Underwriter

  • Obtained B.S. at University of Florida

  • Ins Institute of America Assoc. in Claims

  • Bay Chamber of Commerce Member

  • Member of NAIFA

  • Rotary of Lynn Haven

  • Board Member Boys and Girls Club

  • Youth Soccer Coach

  • Ironman Triathlete

  • Million Dollar Roundtable Qualifier

  • Ambassador Travel Qualifier

  • Chairman Circle Qualifier

  • SVP Club Qualifier

  • Crystal Excellence

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

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Our agency is dedicated to being your first and preferred choice for asset coverage in Panama City, Lynn Haven, Callaway, and Panama City Beach! We focus on providing professional, individualized services. We have built our business relationships with integrity, excellence, and empathy. Come experience the 'Good Neighbor' difference here at Michael Lovchuk's office. We are eager to serve you for all of your Auto, Home, Commercial, Rental, Life, and Health insurance needs!
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Alicia Whitehead

Office Manager


Pam Trotter

Life/Health Products Representative


Miranda Anderson

Service Representative


Nicole Griffin

Account Representative


Tiffany Wood

Account Representative


Elizabeth Burke

Account Representative


Taylor Jenks

Staff Assistant


Kendall Keller

Marketing Coordinator

Our Agency

Learn more about our agency and the career opportunities with us.
Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.